Bank Statement
- No tax returns required
- Bank statement deposits used to qualify
- 24 months personal bank statements
- Loans up to $2 million
- Credit Scores down to 660
- Rates Starting in the 5’s
- up to 80% LTV
- DTI up to 50% considered
- Owner-occupied, 2nd homes, and investment properties
- 3 years seasoning foreclosure, short sale, BK, DIL
- Non-warrantable condos considered
- Jumbo loans down to 660 score
- 7/1 ARM or 30 year fixed
- No Pre-payment penalty for owner-occ and 2nd homes
- Asset depletion available
- SFRs, townhomes, condos, 2-4 units
- Seller concessions to 6% (2% for investment)
