Portfolio Select
- Rates Starting in the low 5’s
- 2 years seasoning foreclosure , short sale, BK, DIL
- Loans up to $2 million
- Credit Scores down to 640
- Up to 80% LTV
- Combo loans up to 90% CLTV (min 680 score)
- 100% gift funds allowed
- DTI up to 50% considered
- Owner-occupied, 2nd homes, and investment properties
- Non-warrantable condos considered
- Jumbo loans down to 640 score
- 7/1 ARM or 30 year fixed
- No pre-payment penalty for owner-occ and 2nd homes
- Asset depletion available
- SFRs, townhomes, condos, 2-4 units
- Seller concessions to 6% (2% for investment)
